Will Inflation Ruin Your Retirement?
What if your hard-earned dollars are not worth as much in retirement?
Virtually No Relationship Between Market Returns and Inflation
Annualized Returns vs. Inflation
Bond-Only Portfolios Frequently Lead to Failure
Bond-Only Portfolios Frequently Lead to Failure
Bond-Only Portfolios Frequently Lead to Failure
The second observation on bonds
Success Rate was Higher for High-Yield Stocks than S&P 500 Index
High-Yield Dividend Equities Outperformed S&P 500 in Every 30-Year Period
Market Returns Periodically Trail Inflation
60/40 Portfolios Have Low Failure Rates
60/40 Portfolios Have Low Failure Rates
Each of us get just one retirement
The seven failures
Great Depression Stock Market
What can we learn?
What can we learn?
What can we learn?
1973-1981 High Inflation
Here’s what we can conclude from the period
Here’s what we can conclude from the period
Clients’ questions tend towards worst case scenarios
Using high-yield dividend equities
During saving years
The best retirement plan
High-Yield Equities had Lower Drawdowns in Recent Decades
High-Yield Equities had Lower Drawdowns in Recent Decades
In choosing between an all-equity strategy and a stock/bond mix
Ratio of Inflation Adjusted Estate vs. Initial Investment
Market Downturns and High Inflation Can Cause Withdrawal Rates to Spike
Market Downturns and High Inflation Can Cause Withdrawal Rates to Spike
DISCLOSURE
DEFINITIONS